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Uninsured / Underinsured Motorist Claims in Long Island

Injured by an uninsured or underinsured motorist in New York?

Unfortunately, not all drivers in the state of New York abide by the law. Although it is mandatory for everyone to obtain minimum liability auto insurance before registering their vehicle—which includes $25,000/$50,000 for bodily injury, $25,000/$50,000 for uninsured and underinsured motorist bodily injury, $10,000 for property damage and $50,000 for personal injury protection—some drivers continue to get behind the wheel without adequate coverage. Should they be caught, a non-compliant driver could face the suspension of their license, the impoundment of their vehicle and the required payment of costly fines. Additionally, they may subsequently force another driver to foot the bill for an accident that they were responsible for causing.

At The Odierno Law Firm, P.C. we have been contacted by a number of wrongfully injured clients who are unsure of what to do after being struck by an uninsured or underinsured driver. Unfortunately, if the responsible driver does not have an adequate amount of insurance to cover the damages that they have caused, it may be up to the victim to pursue compensation through their own insurance policy. In the state of New York, however, uninsured motorist coverage is mandatory.

This means that you should be able to recover the money that you will need to pay for your medical expenses and vehicle repairs from your own insurance provider. In order to ensure that you are able to successfully file a claim, it is highly recommended that you enlist the help of a Long Island personal injury lawyer from our firm.

Does an uninsured motorist policy only cover motor vehicle accidents?

Most people do not realize that their uninsured motorist (UM) policy covers them in a wide variety of accidents. If for example, a pedestrian was hit by an uninsured driver while crossing the street or riding their bicycle, the UM coverage in their insurance policy would cover the cost of their injuries—whether the responsible motorist was driving a bus, truck, motorcycle or car. For this reason, you should not hesitate to discuss your case with a qualified attorney if you have been injured in a negligently caused accident of any kind. We may be able to assist you in recovering the compensation that you deserve, even if we have to negotiate with your insurance provider to do so, so we encourage you to get in touch with The Odierno Law Firm, P.C. today.

Will I need to hire an attorney to file a claim in Long Island, NY?

If you are interested in recovering compensation from your insurance provider after being harmed by an uninsured or underinsured motorist, you should not attempt to undergo the process alone. Damages may be necessary to pay for the medical expenses that you have incurred, not to mention the costs associated with repairing your vehicle, so it is imperative that you manage your case with the utmost care. When you enlist the help of a Long Island personal injury attorney from The Odierno Law Firm, P.C., you can rest assured that you will be provided the level of attention that you deserve. Even if we have to fight aggressively on your behalf, we will do everything in our power to see that you are fairly compensated for the harm that you have suffered.

To get started, simply give us a call at (877) 379-5144 for a free initial consultation with a legal professional at our firm or fill out and submit a free case evaluation form online.

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