Uninsured / Underinsured Motorist Claims in Long Island
Injured by an uninsured or underinsured motorist in New York?
Unfortunately, not all drivers in the state of New York abide by the law.
Although it is mandatory for everyone to obtain minimum liability auto
insurance before registering their vehicle—which includes $25,000/$50,000
for bodily injury, $25,000/$50,000 for uninsured and underinsured motorist
bodily injury, $10,000 for property damage and $50,000 for
personal injury protection—some drivers continue to get behind the wheel without
adequate coverage. Should they be caught, a non-compliant driver could
face the suspension of their license, the impoundment of their vehicle
and the required payment of costly fines. Additionally, they may subsequently
force another driver to foot the bill for an accident that they were responsible
At The Odierno Law Firm, P.C. we have been contacted by a number of wrongfully
injured clients who are unsure of what to do after being struck by an
uninsured or underinsured driver. Unfortunately, if the responsible driver
does not have an adequate amount of insurance to cover the damages that
they have caused, it may be up to the victim to pursue compensation through
their own insurance policy. In the state of New York, however, uninsured
motorist coverage is mandatory.
This means that you should be able to recover the money that you will need
to pay for your medical expenses and vehicle repairs from your own insurance
provider. In order to ensure that you are able to successfully file a
claim, it is highly recommended that you enlist the help of a Long Island
personal injury lawyer from our firm.
Does an uninsured motorist policy only cover motor vehicle accidents?
Most people do not realize that their uninsured motorist (UM) policy covers
them in a wide variety of accidents. If for example, a
pedestrian was hit by an uninsured driver while crossing the street or riding their
bicycle, the UM coverage in their insurance policy would cover the cost
of their injuries—whether the responsible motorist was driving a
bus, truck, motorcycle or car. For this reason, you should not hesitate
to discuss your case with a qualified attorney if you have been injured
in a negligently caused accident of any kind. We may be able to assist
you in recovering the compensation that you deserve, even if we have to
negotiate with your insurance provider to do so, so we encourage you to
get in touch with The Odierno Law Firm, P.C. today.
Will I need to hire an attorney to file a claim in Long Island, NY?
If you are interested in recovering compensation from your insurance provider
after being harmed by an uninsured or underinsured motorist, you should
not attempt to undergo the process alone. Damages may be necessary to
pay for the medical expenses that you have incurred, not to mention the
costs associated with repairing your vehicle, so it is imperative that
you manage your case with the utmost care. When you enlist the help of
a Long Island personal injury attorney from The Odierno Law Firm, P.C.,
you can rest assured that you will be provided the level of attention
that you deserve. Even if we have to fight aggressively on your behalf,
we will do everything in our power to see that you are fairly compensated
for the harm that you have suffered.
To get started, simply give us a
call at (631) 250-4212 for a free initial consultation with a legal professional at our firm
or fill out and submit a
free case evaluation form online.